Allstate, a leading automotive insurance provider, analyzes its claim data each year to determine the safest and most dangerous cities in the country. Fort Collins, Colorado, was found to be the safest city for the second year in a row. On a national scale, the average driver will be involved in a car crash once every ten years. The frequency at which the average Fort Collins resident experiences a wreck is 28.6 percent less often than the national average – once every 14 years.

The report also ranked cities with populations over one million separately, as drivers in larger populations can expect to be involved in accidents more frequently. Phoenix, Arizona, may have placed 55th in the top 100 safest cities, but it is number one for larger populations. The Southwestern city has held that spot since Allstate started conducting this study seven years ago.

Drivers who want to be safe behind the wheel can take steps to lower the risk of an accident, such as taking care to travel at safe speeds. Getting tune-ups and making sure that the vehicle is working properly can also increase safety on the road. A car warranty can help drivers save money on maintenance work and repairs.

"It is vital to educate American drivers about safe driving behaviors they can demonstrate on the road that will help make our roadways safer," said Mike Roche, the executive vice president of Allstate's Claim organization.