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Understanding the Best Auto Warranty Companies

Posted by Andrew Hillin

Sep 2, 2015 2:53:00 PM

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Auto warranties are an important part of life. In fact, they're more-or-less required of manufacturers and dealerships, though that hasn't stopped independent companies from jumping in and helping. Here are the most important things to know about what the best auto warranty companies.

They Offer Clear Terms of Agreement

Nobody wants to have a breakdown and find out that a tiny sub-clause deep in the fine print means that the failure of the part wasn't covered and they're out of luck. Unfortunately, this is exactly what some predatory warranty groups will do. The best auto warranty companies will offer you clear, straightforward terms of agreement that lay down exactly what the warranty does and does not cover.

However, it's also important to keep in mind that lack of coverage from a company doesn't necessarily mean a lack of protection for the vehicle - many repair shops, for example, will offer a warranty on the work they do and take responsibility if something goes wrong.

They Make Payments to Mechanics Easy

Perhaps it's been a tough month, and everything seems to be going wrong at the same time. Then a call is made saying that the mechanic doing that two thousand dollar fix needs to be paid up-front, with reimbursement to be made at an unspecified date in the future. Well, that would be nice if all the bills hadn't dropped the bank account to just two hundred dollars...

This type of scenario isn't offering peace of mind or protection - which is why the best auto warranty companies specifically avoid it. Instead, they provide payments directly to the mechanics in order to ensure that you get the help you need. Anything less just isn't acceptable.

They Offer Plans to Fit Your Budget

Most extended warranty plans are fairly straightforward - the more you pay, the better your coverage. However, many people either can't or won't pay for truly comprehensive coverage, so it's important to have many other options available. The best auto warranty companies will have the following plans available:

  • The Basics: This type of plan covers the parts most likely to wear out and need replacement - brakes, transmission, and so on. It may not cover the nicest aspects of a car, such as a high-quality surround sound system, but it will ensure that the vehicle can keep running and get where it needs to be. This is usually one of the most affordable options available.
  • The Complete Package: These plans cover just about everything within the vehicle. There are some parts that extended coverage plans won't offer a warranty for - many of these parts either have warranties of their own or are both likely to fail and not a major component of the vehicle. Still, this does offer peace of mind.
  • The Choose-Your-Own-Care Plan: As the name implies, this is a type of plan that provides a warranty for certain parts within the vehicle - as chosen by the person buying the coverage. These plans can be a bit risky if something goes wrong and they don't cover it, but they do serve as a good option for people who understand vehicles and perform maintenance themselves. In other words, it's a plan for experts - or those who have the advice of an expert, at least.

The Best Auto Warranty Companies Serve You

You are the customer - not the mechanic's shop, not a parts supplier, and not a vehicle dealership. Therefore, it's only right that the best auto warranty companies focus on helping you and meeting your needs - and that's why True Auto offers straightforward, comprehensive, and affordable coverage to protects your vehicle.

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