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Are you looking for a car warranty quote - here are you next steps

Posted by Andrew Hillin

Feb 23, 2013 8:11:00 PM

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Before you start looking for a car warranty quote, you have to consider how long you plan to keep the car. If you will get tired with the car by the third year, purchasing an extended warranty will not make sense since the manufacturer’s warranty will still apply. However, if you plan on staying with the car until the wheels fall off, you can consider an extended warranty.

After determining whether an extended warranty will be good for you, you have to find a good quote. Here are some things you should consider when choosing a quote:

Who is offering the warranty?

Most consumers purchase warranties without exactly knowing the companies behind them. Most of the warranties offered at dealerships are from third party companies and not the auto manufacturers. Make sure the warranty you purchase is backed by the car manufacturer and not another company or the dealership only.

Manufacturer’s extended warranty can be used at any dealership across the country. On the other hand, a third party warranty may only be applicable at the dealership where you bought the car. If you need warranty for a purpose not covered by the car manufacturer, check online reviews before you buy.

Are you getting the best price?

Before you visit a dealership, shop around and request for quotes from different online providers and compare their prices. Some dealers will indicate that the price of a warranty is fixed. However, if you request for quote from different online providers, you might find some that are offering a lower price or will be willing to negotiate.

You however have to work hard to get the Finance Officer lower the warranty cost. Present arguments that will warrant a lower cost. For example, you can negotiate your costs based on the number of miles you cover a year and the term of the warranty you want.

What does the warranty cover?

A warranty is not a cushion for all repair and maintenance that the car may need. Even an extended warranty may not cover parts of the car that wear and tear on a regular basis. Go through the fine print of a warranty to know what is and what is not covered.

Also, find out who will front the cost for the repair bill. Are there deductibles? Will you pay for the costs upfront and get a reimbursement later or are the repairs fully covered?

Will you repair history affect the warranty?

Your vehicle repair history can help you determine the kind and extent of warranty cover you should purchase. If your other cars have had some kinds of problems, you may want the problems covered by the warranty. For example, if the road that you frequent has many debris and you’ve had several flat tires within a short time, a road-hazard warranty can be a good option.

Another way of determining the extent of warranty to purchase is to add up the total amount you have spent on repairs in the past and compare it to the cost of the warranty. While no two cars can have the same repair expenses, you can determine how much warranty to purchase based on your past vehicle repair history.

Getting a good warranty is all about knowing the amount of cover you are looking for and shopping around to compare quotes from different companies. The above are some of the questions you should keep in mind when you want to purchase car warranty quotes.

Topics: car warranty quote

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