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Car warranty companies, used car extended warranty

Posted by Andrew Hillin

Feb 21, 2013 11:28:00 AM

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When you are looking for additional warranty for your car, it is best to get as many quotes as possible from a number of car warranty providers. This will allow you to do a car warranty comparison and select the best quote for your needs. There are many reliable and reputable providers, such as Warranty Direct, US Direct Protect, Car Chex and True Auto. While a car dealer will try to convince you that they have the best extended warranty for your vehicle, it makes financial sense to opt for car warranty providers, as you can get a better deal.

Take Just Warranties That You Need

It is important that you buy warranties that you need for your vehicle. If you purchase a new vehicle, it will come with the manufacturer’s bumper-to-bumper warranty for about three years or until you drive 36,000 miles. At times, the car warranty can be even for a longer duration of time. At this point, it does not make sense to go for extended warranty, especially if you are unsure that you will be keeping the car for a long time.

On the other hand, if you are buying a used car that is older than 10 years or has been driven extensively, getting additional warranty can be quite expensive. Instead, even month set aside money to take care of possible repairs. It does not make sense to go for extended warranty for old cars.

Shop Around

As mentioned earlier, there are many reputable car warranty providers. Ask these providers to send you a quote, so that you can a car warranty comparison. Try and get quotes from a minimum of five providers and then select one that best suits your needs and fits into your budget. A provider like True Auto, can offer affordable extended warranty, so that you are protected even after the manufacturer’s warranty expires.

Many times, it has been seen that car dealerships offer warranties that can be bought directly from warranty companies. So if a car dealership offers you extended warranty from a known provider, check out the provider. Invariably you will be able to get the warranty directly from the warranty company at a lower price.

Read the Warranty Contract Carefully

Read the contract to see whether there are any deductibles that you need to pay and how it applies. Some contracts may seem inexpensive but when you take your vehicle for repairs you may have to pay more than one deductible before the warranty kicks in. It is best to select a car warranty provider that offers a per incident deductible instead of multiple deductibles. This could save you a lot of money when you file a claim under the warranty. That is why it is important to do a car warranty comparison.

Cheap Warranties Are Not Always the Best

When buying an extended warranty, do not opt for cheap warranty. Such a warranty will have high deductibles, restriction on where you can do the repairs and may require you to use just used or re manufactured parts. Instead look for an affordable warranty that is flexible and still offers high quality coverage. True Auto is one such car warranty provider that can offer the best possible coverage at extremely affordable prices.

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