A mechanical breakdown is a new vehicle owners worst nightmare, but a Vehicle Breakdown Protection Coverage Plan can help.

Besides the hassle of transporting the broken down vehicle to a repair shop and possibly renting another vehicle while it is being repaired, the owner may suddenly become aware of loopholes in the manufacturer's auto extended warranty that stick him with the cost of repair. Vehicle breakdowns happen and it is important to be prepared. Auto extended warranties are a great start but most people find that they are lacking sufficient coverage for breakdowns.

Vehicle breakdown protection and insurance can be confusing and most people find out too late that the coverage they were paying for to help them has found ways around it.

Not all auto extended warranties are created equal and vehicle breakdown protection can be just as useless if auto owner's aren't aware of what to look for when considering an investment in breakdown protection.

Warranties come with or are offered with many new vehicles purchased today and are typically 3 years or 36,000 miles. A warranty can be a great thing to have since it allows the owner to have broken parts fixed or replaced at no cost. However, not everything is covered in a manufacturer warranty. Since there is no set standard for what has to be covered in an auto extended warranty it is a good idea to look thoroughly at what is and isn't covered or provided. Vehicle breakdown protection can not only cover significant part malfunctions or breaks but help fill in gaps in the manufacturer's warranty.

Many manufacturer warranties do not cover or offer (for example) 24/7 roadside assistance or rental car reimbursement while your vehicle is being repaired. It is also important to remember that plans only covering a "breakdown" may be very limiting. These plans mostly cover specific parts that break prematurely and likely will not cover replacement of parts that fail due to wear. There may also be parts that are not covered even if they break prematurely that will usually not be listed and owners may only find out when the bill arrives. Any wording in the breakdown protection coverage that indicates only a mechanical breakdown or a gradual reduction in operating performance is covered will not include repair or replacement of parts that suffered normal wear and tear to cause a breakdown and will also be very limited.

Some cars may experience overheating due to one circumstance or another. In most cases, overheating is a condition that is not covered, no matter the cause. Many times this results in a large repair bill that the owner will have to pay for himself.

It may seem like a big, scary waste of money but it isn't! There are actually breakdown warranties that cover many of the gaps left out of basic mechanical breakdown plans. Look for plans that cover wear and tear as these will have more things covered, as well as parts that are simply worn.

These are some important discrepancies between companies that offer vehicle breakdown protection and insurance, as well as plans that only cover mechanical breakdowns versus a plan that covers normal wear and tear. Vehicle owners should be aware of the coverage gaps in their manufacturer auto extended warranty and the possible gaps in some vehicle breakdown protection coverage so they can purchase them both confidently and also be certain that everything is covered that they want or need. Vehicle breakdown coverage is an excellent addition to any auto owner's toolbox and it is important to remember that when looking at purchasing breakdown coverage, knowledge is power.

Click HERE to request a Free Quote to find out how we can make you and your vehicle a priority. If your current warranty is about to expire, please consider True Auto for your future automobile extended warranty. 

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