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how to find the best used car warranty quote

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Fotolia 32015530 SBuying a used car is an expensive venture not only because of the upfront costs, but recurring costs on repair and maintenance. You should get a car with a warranty to save on repair and maintenance costs that may be necessary after purchase.

Choosing the right used car warranty quote can be tricky especially if you do not know what to look for. All used car warranties are not the same. You have to search for the best quote that will cater for the repairs you need and for a significant time period.

Below are some tips on getting the best used car warranty quotes:

1. Price of the quote

Look for a quote that comes at a fair price. This does not however mean that you go for the cheapest quote. Check that the quote is affordable and will cover all the repairs you may wish for. Beware of going for very cheap quotes; they may have major restrictions.

Some dealers offering cheap quotes do not usually meet their end of the bargain on warranty service. You are better of avoiding such dealers. Research carefully on the average industry quote rates to ensure that you are not signing up for a quote that is too expensive or too cheap.

2. History and reputation of the warranty company

In most cases, the best used car warranty quotes are offered by reputable companies that have been in business for a long time. Get quotes from dealers specialized in used cars only. Independent dealerships are usually susceptible to economy changes, for example a recession. Companies that solely focus on used cars are likely to honor their warranties even in cases of economic recession. Before you request for a quote, check the Better Business Bureau website for any complaints or scandals associated with a company.

3. Shop for certified used car warranties

When shopping for warranty quotes, check the amount of deductibles charged. For instance, BMW charges $50 and Land Rover $100 while Lexus and Mercedes do not charge any deductibles, surprised? Ford charges are similar to Land Rover’s while Audi charges $85. Also check whether the warranty is transferable in case you may have to sell the car before the warranty expires. Some warranties like Kia’s are transferable while Nissan’s and Lexus’ are not. The most important thing is to find out how much a warranty is and for how long it will be valid.

4. Used car extended warranty

If you are planning to buy a used luxury car, go for a certified pre-owned extended warranty. Luxury cars are usually expensive to maintain and it is wise to get an extended warranty for them. Before purchasing, check the specification and limitations of the warranty.

Read the warranty to know what you should expect, what is covered and what is not. Do not choose a warranty based on what is stated in the brochure or quote. Request for a copy of the warranty and read the entire document. Do not go for a quote that insists on the name component instead of exclusionary warranty coverage.

If you cannot afford to buy a new car, your plan B should be a certified used car. Regardless of the type car you want, keep in mind that there is no definite warranty that can covers all cars in all situations. You have to research and weigh your options to find the best used car warranty quote. Check the ratings of various used car warranties and compare them to find one that will match your needs.

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