Before you start looking for a car warranty quote, you have to consider how long you plan to keep the car. If you will get tired with the car by the third year, purchasing an extended warranty will not make sense since the manufacturer’s warranty will still apply. However, if you plan on staying with the car until the wheels fall off, you can consider an extended warranty.

After determining whether an extended warranty will be good for you, you have to find a good quote. Here are some things you should consider when choosing a quote:

Who is offering the warranty?

Most consumers purchase warranties without exactly knowing the companies behind them. Most of the warranties offered at dealerships are from third party companies and not the auto manufacturers. Make sure the warranty you purchase is backed by the car manufacturer and not another company or the dealership only.

Manufacturer’s extended warranty can be used at any dealership across the country. On the other hand, a third party warranty may only be applicable at the dealership where you bought the car. If you need warranty for a purpose not covered by the car manufacturer, check online reviews before you buy.

Are you getting the best price?

Before you visit a dealership, shop around and request for quotes from different online providers and compare their prices. Some dealers will indicate that the price of a warranty is fixed. However, if you request for quote from different online providers, you might find some that are offering a lower price or will be willing to negotiate.

You however have to work hard to get the Finance Officer lower the warranty cost. Present arguments that will warrant a lower cost. For example, you can negotiate your costs based on the number of miles you cover a year and the term of the warranty you want.

What does the warranty cover?

A warranty is not a cushion for all repair and maintenance that the car may need. Even an extended warranty may not cover parts of the car that wear and tear on a regular basis. Go through the fine print of a warranty to know what is and what is not covered.

Also, find out who will front the cost for the repair bill. Are there deductibles? Will you pay for the costs upfront and get a reimbursement later or are the repairs fully covered?

Will you repair history affect the warranty?

Your vehicle repair history can help you determine the kind and extent of warranty cover you should purchase. If your other cars have had some kinds of problems, you may want the problems covered by the warranty. For example, if the road that you frequent has many debris and you’ve had several flat tires within a short time, a road-hazard warranty can be a good option.

Another way of determining the extent of warranty to purchase is to add up the total amount you have spent on repairs in the past and compare it to the cost of the warranty. While no two cars can have the same repair expenses, you can determine how much warranty to purchase based on your past vehicle repair history.

Getting a good warranty is all about knowing the amount of cover you are looking for and shopping around to compare quotes from different companies. The above are some of the questions you should keep in mind when you want to purchase car warranty quotes.

When you are looking for additional warranty for your car, it is best to get as many quotes as possible from a number of car warranty providers. This will allow you to do a car warranty comparison and select the best quote for your needs. There are many reliable and reputable providers, such as Warranty Direct, US Direct Protect, Car Chex and True Auto. While a car dealer will try to convince you that they have the best extended warranty for your vehicle, it makes financial sense to opt for car warranty providers, as you can get a better deal.

Take Just Warranties That You Need

It is important that you buy warranties that you need for your vehicle. If you purchase a new vehicle, it will come with the manufacturer’s bumper-to-bumper warranty for about three years or until you drive 36,000 miles. At times, the car warranty can be even for a longer duration of time. At this point, it does not make sense to go for extended warranty, especially if you are unsure that you will be keeping the car for a long time.

On the other hand, if you are buying a used car that is older than 10 years or has been driven extensively, getting additional warranty can be quite expensive. Instead, even month set aside money to take care of possible repairs. It does not make sense to go for extended warranty for old cars.

Shop Around

As mentioned earlier, there are many reputable car warranty providers. Ask these providers to send you a quote, so that you can a car warranty comparison. Try and get quotes from a minimum of five providers and then select one that best suits your needs and fits into your budget. A provider like True Auto, can offer affordable extended warranty, so that you are protected even after the manufacturer’s warranty expires.

Many times, it has been seen that car dealerships offer warranties that can be bought directly from warranty companies. So if a car dealership offers you extended warranty from a known provider, check out the provider. Invariably you will be able to get the warranty directly from the warranty company at a lower price.

Read the Warranty Contract Carefully

Read the contract to see whether there are any deductibles that you need to pay and how it applies. Some contracts may seem inexpensive but when you take your vehicle for repairs you may have to pay more than one deductible before the warranty kicks in. It is best to select a car warranty provider that offers a per incident deductible instead of multiple deductibles. This could save you a lot of money when you file a claim under the warranty. That is why it is important to do a car warranty comparison.

Cheap Warranties Are Not Always the Best

When buying an extended warranty, do not opt for cheap warranty. Such a warranty will have high deductibles, restriction on where you can do the repairs and may require you to use just used or re manufactured parts. Instead look for an affordable warranty that is flexible and still offers high quality coverage. True Auto is one such car warranty provider that can offer the best possible coverage at extremely affordable prices.

Buying a used car is an expensive venture not only because of the upfront costs, but recurring costs on repair and maintenance. You should get a car with a warranty to save on repair and maintenance costs that may be necessary after purchase.

Choosing the right used car warranty quote can be tricky especially if you do not know what to look for. All used car warranties are not the same. You have to search for the best quote that will cater for the repairs you need and for a significant time period.

Below are some tips on getting the best used car warranty quotes:

1. Price of the quote

Look for a quote that comes at a fair price. This does not however mean that you go for the cheapest quote. Check that the quote is affordable and will cover all the repairs you may wish for. Beware of going for very cheap quotes; they may have major restrictions.

Some dealers offering cheap quotes do not usually meet their end of the bargain on warranty service. You are better of avoiding such dealers. Research carefully on the average industry quote rates to ensure that you are not signing up for a quote that is too expensive or too cheap.

2. History and reputation of the warranty company

In most cases, the best used car warranty quotes are offered by reputable companies that have been in business for a long time. Get quotes from dealers specialized in used cars only. Independent dealerships are usually susceptible to economy changes, for example a recession. Companies that solely focus on used cars are likely to honor their warranties even in cases of economic recession. Before you request for a quote, check the Better Business Bureau website for any complaints or scandals associated with a company.

3. Shop for certified used car warranties

When shopping for warranty quotes, check the amount of deductibles charged. For instance, BMW charges $50 and Land Rover $100 while Lexus and Mercedes do not charge any deductibles, surprised? Ford charges are similar to Land Rover’s while Audi charges $85. Also check whether the warranty is transferable in case you may have to sell the car before the warranty expires. Some warranties like Kia’s are transferable while Nissan’s and Lexus’ are not. The most important thing is to find out how much a warranty is and for how long it will be valid.

4. Used car extended warranty

If you are planning to buy a used luxury car, go for a certified pre-owned extended warranty. Luxury cars are usually expensive to maintain and it is wise to get an extended warranty for them. Before purchasing, check the specification and limitations of the warranty.

Read the warranty to know what you should expect, what is covered and what is not. Do not choose a warranty based on what is stated in the brochure or quote. Request for a copy of the warranty and read the entire document. Do not go for a quote that insists on the name component instead of exclusionary warranty coverage.

If you cannot afford to buy a new car, your plan B should be a certified used car. Regardless of the type car you want, keep in mind that there is no definite warranty that can covers all cars in all situations. You have to research and weigh your options to find the best used car warranty quote. Check the ratings of various used car warranties and compare them to find one that will match your needs.

However, the technology powering, driving and maintaining cars or trucks even a decade old remains complex.  The cost of repairs on older vehicles can climb quickly into a stratosphere most owners do not wish to reach paying completely out-of-pocket.  Whether it's an engine, drivetrain, electrical or structural issue, the prospect of a costly major repair forces many owners to consider choices for an auto extended warranty.  How can an owner know the truth about the auto extended warranty they are considering?  Certain principles, outlined as follows, can guide their decision. 

When getting your car extended warranty, you are going to want to ask yourself a few questions, namely: How old is my car? Does it have manufacturer warranty on it? How long am I planning to have the vehicle? Lastly, how much wear and tear am I going to see on this car?

How you answer will tell you how much you specifically are going to want to, and should, pay for your car’s extended warranty.

Now, the lower the mileage on your car, the lower the cost of warranty. As you use a car, the warranty price will go up, and the manufacturer warranty will run out. So, always check for manufacturer warranty. Usually it will cover the first 3 years or 36,000 miles. Buying an extended warranty is for the purpose of extending the duration of that warranty, or for getting additional coverage. Some vehicles will have great manufacturer warranty, others will cover the bare minimum, like faulty parts. Look for exclusionary policies that give you short list of what they don’t cover, as that means the cover everything else.

If you plan on holding on to the car for say 2-3 years, and the manufacturer’s warranty is pretty decent, you might be set. If you do get extended warranty, make sure to check if the warranty can be transferred.

The length of time you might foreseeably be holding on to your vehicle will also tell you how much wear and tear you might see happening. Good extended warranty should cover you for this.

When shopping around for your car’s extended warranty, you’re going to be looking for a) an exclusionary policy, b) one that has nationwide coverage where you to choose where you go (and lets you pay directly to the repairer), and c) says who covers additional expenses like time and labor costs of the repairer. Buying warranty through your dealership might not be the best, as they often are just in-between sales persons.

The Toyota Prius, being a hybrid, can start adding up in out-of-pocket expenses once your 3-year manufacturer warranty runs out. Get it covered before that happens. As with all things, you do get what you pay for, and so you’re going to have to weigh what you really need covered, versus excess stuff. $2200-$3
000 is certainly reasonable for a 7-8 year warranty, especially if you get roadside assistance and car rental reimbursement.

Without a doubt, purchasing an extended warranty on a vehicle is the best thing that any car owner can do after the factory warranty has expired. In comparison to the event of a vehicle breakdown, purchasing an extended warranty for your vehicle is much cheaper.

For instance, if your vehicle had a small engine problem after the factory warranty has expired – you would more than likely spend over $1000 dollars on a repair. With extended vehicle warranty coverage, you may be able to cut that down to as little as $1 per day. Not to mention, most repair shops charge anywhere from $80 - $100 per hour for labor alone.

Extended warranties can include simple drive-train mechanisms only, the entire car, and it can even cover roadside assistance in the event of a vehicle breakdown. Purchasing these extras will not cost very much more than you would pay for a can of soda on break everyday – making it extremely worth the extra change.

When choosing an extended warranty for your vehicle, look for “red-flag” language within the fine-print, that may say things such as “at our discretion” etc. Many extended warranty providers will provide a cheap monthly rate – while also giving the same – a cheap plan. Also, find a company that is able to provide “wear-and-tear” coverage for your vehicle; which will protect against the normal everyday elements that are often more damaging than any other factor to your vehicle.

Again, the most important thing that a car owner can do for their vehicle, other than routine maintenance, is to purchase an extended warranty. Not only will it provide peace of mind in the event of a breakdown or mishap, but it will also give a reason to value the vehicle enough to take excellent care of it. Knowing that you will be able to drive your prized possession for many more years to come turns it from a vehicle into a valuable asset.

You have come to the realization that your vehicle, which is one of your most expensive assets, needs to be protected with an auto extended warranty.  Now you have to take on the daunting task of finding the company that will fulfill this need while being reliable and trustworthy.

How do you find the best extended warranty company?

My first suggestion is forget going to your dealership.  While auto dealerships are great and keeping inventories of vehicles ready to sell you, they are not the best place to buy and auto extended warranty.  For that task, you really need to go online.  The best reason to buy from and online provider is that you have easy access to research on what level of coverage you are buying, and you have quick access to shop quotes with multiple providers.

Search the internet a generic term like "best auto extended warranty companies", or just "extended auto warranty".  Now the top 3 companies listed on google are companies that pay for that spot on the search results.  So, do think they are necessarily the largest or the best.

Here are the questions to ask or find in your research:

Is there a large insurance company standing behind this policy?  You see the company that the extended warranty is through is typically a Third Party Administrator.  These TPA's can be very large, or very small.  In either situation they could go out of business and leave you hanging if there was not an insurance company insuring their performance under the contract.

What is the maximum amount that the policy will pay out?  If you have a higher mileage used car then you will only be eligible for coverage that cover the major components on your vehicle - like engine, transmision and drivetrain.  Some of the policies have a maximum payout of a certain dollar amount.  I have even seen policies that have a max payout of $3,500.  What you want is a maximum payout of the actual cash value of the vehicle.  Meaning if your car is worth $10,000 then they will pay out up to $10,000.  There are very few companies that will pay out more than that.

Be careful of the deductible - Make sure your deductible is "per visit" instead of "per component"  Suppose you have a breakdown that needs 3 different components fixed.  If you have a per component deductible, you would have to pay 3 times your stated deductible.

Extended auto warranty coverage can be a great idea.  Just make sure you do your research when it comes time to buy.  If you have any questions, don't hesitate to call us at 1-877-397-1022 to help you weed through the information.

While your Nissan is still covered under the 36 month/36,000 mile warranty from the factory, you can purchase an extended warranty contract. 

Nissan Extended Warranties

Nissan’s Gold Preferred Plan is the top plan we offer. The Gold Preferred Plan offers coverage on almost 2,000 components. These components include: every component of automatic and manual transmissions, all engine components, every component related to the vehicle’s drive axle, (including rear-wheel, front-wheel and four–wheel drive vehicles) and steering, the heating and air conditioning, the suspension (including bearings and bushings), the brake system (includes the anti-lock brake system), all aspects of the body and interior components (except items with soft trim), electrical (including wiring repairs) and audio, satellite radio and video components (including the navigation display),another 20 high-wear components (including hoses and belts), trip interruption offering you up to $500 if your Nissan is disabled because of a breakdown that was caused by a covered component if you are more than 100 miles from your place of residence, enhanced rental car compensation for up to five days and $175, and roadside assistance available 24 hours every day of the year (includes lock-out assistance, flat tire change, emergency battery charge and fuel delivery).

The Silver Preferred plan we offer covers nearly 1,400 components of your vehicle's components. This plan covers the primary components of the engine, transmission (automatic and manual), steering, drive-axle (rear-wheel, front-wheel and 4WD), heater and air conditioner, suspension (including bearings and bushings), electrical (including wiring repairs), brakes (including ABS components), another 45 high-wear components, audio, interior and body (except soft trimmed items), roadside assistance is available 24 hours every day of the year (includes lock-out assistance, flat tire change, emergency battery charge and fuel delivery), enhanced rental car compensation for up to five days and $175, towing (reimbursement up to $100 when your car needs towed because of the failure of a covered component), trip interruption of up to $500 if your Nissan is disabled because of a mechanical breakdown from a covered component and you are at least 100 miles from home.

Although we offer a bumper-to-bumper warranty, our extended warranty offers additional factory backed protection that can even be transferred in the event of a sale. If you are looking for an extra measure of security, you may want to consider purchasing our extended warranty. You have the option of a low deductible or no deductible warranty.

Honda Care is a fantastic addition to the original bumper-to-bumper warranty

With our Honda Care extended warranty, your car is covered up to120,000 miles. This means that there is no need to worry about some of the potentially expensive repair bills that may arise during that time.

Any Honda automobile that is still covered within its original factory warranty is eligible for one of the extended service contracts offered by American Honda Financial Services.

*If you are a Florida resident, you must purchase your Honda Care coverage from a Honda dealer in your state.

At the time a Certified Honda is being purchased, the option to upgrade to our Honda extended warranty is available. It is important to note that a Honda extended warranty can only be obtained through the dealer who certified the vehicle being purchased which means this warranty can only be obtained at the time of purchase.

Some of the repairs covered by Honda Care include the water pump, constant-velocity joints, timing belt, cooling system, brakes, drive axle system, fuel delivery, engine, heating/air conditioning and more. All repairs are made by our Honda technicians using authorized parts from American Honda or Genuine Honda.

Our Honda Care extended warranty offers you more than just repairs; it also gives you peace of mind because with the benefits it offers, you are never alone. These benefits include concierge emergency service, 24-hour roadside assistance, reimbursement for rental cars, customized travel plans and trip interruption benefits.

If you are looking for extra protection, Honda Care is a fantastic addition to our original bumper-to-bumper warranty.

 

 

Buying a pre-owned car can be a stressful enough process without thinking about warranties; however, it is important to understand your options to ensure you are making the best choice. Factors to take into consideration are whether it is worth purchasing a used car warranty and what type would be suitable for your needs. Although used cars tend to have fewer warranty options than new models, policies can be daunting due to a mixed coverage.

 

Used Car Warranty Types

 

Certified Pre-Owned (CPO)

 

A certified pre-owned warranty is one of the best options available if you are looking for reassurance as cars sold as valid for CPO must be in great condition. These warranties have more coverage than other options and generally include a longer powertrain coverage.

 

Basic Used

 

Basic used warranties are rudimentary policies that offer to pay a percentage of parts or labor specified in the coverage in the case of failure. They usually expire within 30 days to one year after the sale of the car.

 

Extended Length

 

An extended length used car warranty is similar to those for new cars. They are sold by the automakers or third party sellers and can cover as little as serious engine failures to as much as everything minus regular maintenance. The basic policies usually have higher deductibles than their more pricey counterparts.

 

Implied

 

Implied warranties are required in states that do not allow a used car to be sold in as-is condition. In such a case, the used car must be able to run when sold and if the buyer experiences a failure shortly after the sale from a condition proved to have existed previously, the seller is liable to pay for the repairs.

 

Aftermarket Accessories

 

Aftermarket accessories are rarely included in new car warranties but are offered by manufacturers of products such as stereos and turbochargers. If you are considering to buy an aftermarket accessories used car warranty, it is important that you read the policy thoroughly as coverage usually only applies to the aftermarket component and not original parts.

 

Replacement Parts

 

Warranties for replacement parts usually last for one year but can sometimes be longer, especially in the case of replacement batteries. These warranties cover parts bought from a dealership to replace defective ones.